Token Shield
[ DEFI INSURANCE FOR SOLANA TOKENS ]
##

THE PROBLEM

[WHY THIS EXISTS]

Solana has become ground zero for meme coin degen gambling. Pump.fun alone launches 1000+ tokens daily. Most go to zero. Some 100x overnight.

Avg meme lifespan: < 48 hours
% that get rugged: ~87%
Avg loss per rug: $2,400
Total lost annually: ~$2.8B
Insurance options: NONE

Traditional insurance won't touch crypto. Existing DeFi insurance only covers smart contract exploits (not economic attacks). There's a massive gap for high-risk token protection.

##

THE SOLUTION

[TOKEN SHIELD PROTOCOL]

Automated, oracle-driven insurance for high-risk Solana tokens. No trust, no manual claims, no waiting.

[✓]
Automated Detection
Pyth oracles monitor price dumps, liquidity drains, dev wallet activity
[✓]
Instant Payouts
Smart contract sends SOL/USDC within minutes. No forms, no approval.
[✓]
Flexible Coverage
30-70% protection. Pay 2-7% premium. Keep all gains.
[✓]
Sustainable Pool
Yield-generating reserves. 150% over-collateralized.

Smart contracts + Pyth oracles + shared pool = trustless protection for degen plays.

$ read_docs $ see_how_it_works
[WHAT IS TOKEN SHIELD?]

On-chain insurance protocol for high-risk Solana tokens. Get paid automatically when rugs happen. No KYC. No claims. No trust. Just smart contracts, oracles, and degens protecting degens.

##

HOW IT WORKS

[STEP-BY-STEP PROCESS]
[01]
SUBMIT POSITION & SELECT TOKEN
Choose any eligible high-risk Solana token. No wallet connection required.
• Enter wallet address + token contract address
• Protocol verifies position on-chain via oracle
• System checks eligibility and assigns risk score (1-10)
$ submit-position --wallet=7xK2...mPq9 --token=NEET
✓ Position verified: 25,000 NEET | Risk Score: 8/10
[02]
CONFIGURE & RECEIVE POLICY ID
Specify coverage level (30/50/70%), duration (7-30d). VRF generates policy ID.
Premium = PositionSize × Coverage × Duration × RiskScore × 2%
Pay to deterministic address. Store policy ID + secret for claims.
$ create-policy --coverage=50% --days=14
Policy ID: TS-8472-9F3A | Premium: 224 USDC
✓ Policy token (TS-POLICY-8472) sent to wallet
[03]
ORACLE MONITORING (AUTOMATIC)
Pyth oracles + on-chain monitors run 24/7 checking for triggers:
• Price dump >40% in 24h
• Liquidity drain >50% in 24h
• Dev wallet dump >10% supply
$ monitor-status --policy=8472
[ACTIVE] Monitoring $NEET | No triggers | 12d remaining
[04]
AUTOMATIC PAYOUT (IF TRIGGERED)
When trigger confirmed, smart contract:
1. Calculates actual loss from entry to trigger event
2. Applies coverage percentage and deductibles
3. Sends SOL/USDC directly to wallet (2-5 min)
4. Burns policy token (TS-POLICY-8472)
$ payout-log --policy=TS-8472-9F3A
[TRIGGER] Price -73% detected @ 2026-02-24 23:47
✓ Payout: 3,650 USDC sent to 7xK2...mPq9
$ share_feedback --on=how-it-works
##

TEAM SHIELD: PROJECT-SPONSORED COVERAGE

[FOR TEAMS & PROJECTS]

Token Shield isn't just for individual degens. Projects can protect their holder base with bulk coverage as a trust-building and community retention tool.

[HOW IT WORKS]
✓
Post-Deployment Enrollment: Works with any existing SPL token, no contract modification needed
✓
Holder Cohort Selection: Cover top N wallets by holdings or specific address list
✓
Bulk Premium Discounts: 15-30% discount for volume coverage
✓
Auto-Payout Distribution: If triggers hit, all covered holders get paid automatically
[BENEFITS]
→
Marketing Tool: \"We insure our holders\" = instant trust signal
→
Reduce Sell Pressure: Holders feel protected during volatility
→
Community Retention: Shows long-term commitment to holder base
→
Competitive Edge: Stand out in crowded meme token market
[EXAMPLE: $BONK COVERS TOP 50 HOLDERS]
$ team-apply --token=BONK --cohort=top-50
Total Coverage Value: $2,500,000
Coverage Level: 50% | Duration: 30 days
Individual Premium (no discount): $150,000
Bulk Premium (20% discount): $120,000
✓ Per holder cost: $2,400 each (paid by team)

Result: All 50 holders automatically protected. If $BONK triggers payout event, each holder receives coverage proportional to their losses. Team pays upfront, holders get peace of mind.

$ ./apply_team_coverage.sh

Team applications reviewed within 48 hours

##

TECHNICAL SPECS

[ELIGIBILITY]
Volatility: >50% (30d std dev)
Liquidity: <$2M TVL
Age: <90 days
Chain: Solana SPL
[COVERAGE]
Levels: 30%, 50%, 70%
Duration: 7-30 days
Deductible: 10% minimum loss
Max Position: $50k per policy
[TRIGGERS]
Price Dump: >40% in 24h
Liq Drain: >50% in 24h
Dev Dump: >10% supply
Conf Time: ~2-5 minutes
[POOL]
Target Ratio: 150% collateral
Yield Strategy: Marginfi + Stake
Expected APY: 5-8%
Liquid Reserve: 20% minimum
[WE WANT YOUR FEEDBACK]

Token Shield is in active development. Your feedback shapes the protocol.

$ share_feedback --priority=high
[JOIN THE MOVEMENT]

Token Shield is currently in development. Join the waitlist for early access to testnet and mainnet beta. First 1000 users get retroactive $SHIELD airdrop.

[RESOURCES]
→ Full Documentation → GitHub (Coming Soon) → Discord (Coming Soon) → Twitter (Coming Soon)